How are you finally able to beat the rat race, catch a break and quit your job and start your own business?

ByLehasa Moloi

What is a rat race and its consequences? The rat race is a term used to describe the never-ending cycle of working hard just to stay afloat and keep up with daily life. It’s an exhausting lifestyle that often leaves you feeling overwhelmed and stuck in a rut. The consequences of being trapped in the…

man in black sweater holding bundles of cash money

The demise of the get-rich-quick mindset

ByLehasa Moloi

The demise of the get-rich-quick mindset has opened up more opportunities for sustainable, long-term wealth creation. By focusing on building a portfolio of investments and leveraging the power of compound interest, individuals can leverage their resources to build a solid financial foundation. Financial advisors are available to assist with developing and executing strategies that will…

What does financing mean?

ByLehasa Moloi

Financing is the process of providing funds for businesses, individuals, and other entities. It can be in the form of debt or equity money that is provided to facilitate operations, investments, and other activities. The financing may come from a variety of sources including banks, private investors, venture capitalists, government agencies, and more. Financing can…


How to avoid being eaten alive by inflation

ByLehasa Moloi

What is inflation? Inflation is when prices for goods and services increase over time, reducing the purchasing power of a given currency. While inflation can be beneficial in certain circumstances, it can also create significant challenges for those who are not able to keep up with rising prices. Fortunately, there are steps you can take…

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Delayed gratification and house hacking as a base to build generational wealth.

ByLehasa Moloi

Both of these strategies allow for creating generational wealth in the long term. Delayed gratification means making sacrifices now to reap greater rewards later, and house hacking is a form of property investment that allows you to either rent out extra space or buy a home with multiple units, live in one and rent out…

A dressed-up couple holds hands

The importance of your spouse or your partner as a business and financial partner in achieving financial independence cannot be understated.

ByLehasa Moloi

A supportive, understanding and communicative partner is instrumental in helping you reach your goals together and can provide invaluable assistance. They should be an active part of the decision-making process, including discussing long-term plans for retirement, major purchases such as a house or car, or even potentially investing in a small business. It’s also important…

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Financial freedom and a nomad lifestyle as a vehicle to live life on your terms is a growing trend.

ByLehasa Moloi

What is the meaning of digital nomads? Digital nomads are individuals who use technology, telecommunications and the internet to work remotely while travelling. They typically choose to live in a variety of locations around the world and make money online through freelancing or entrepreneurship. Many digital nomads have made this lifestyle their full-time career choice,…

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What are the key considerations when choosing an index fund, and how do you determine which index to invest in?

ByLehasa Moloi

When selecting an index fund, investors should take into consideration a variety of factors. First and foremost, it is important to choose an index fund that aligns with your investment goals and objectives. Factors such as risk tolerance and time horizon should be taken into account when making an investment decision. It is also essential…

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How to instil financial discipline in the family to achieve financial independence

ByLehasa Moloi

Financial discipline and planning are essential for achieving financial independence. The key is to start early and instil the right habits into your family. Here are some tips on how to do this: 1. Set a budget: Establishing a budget and sticking to it is important for all families, regardless of their income level. A…